by Nik Erman | Dec 26, 2025 | Business, Contracts, Law, Technology
The Illusion of Control: Why True System Ownership Is Your Company’s Most Critical Asset In today’s digital-first economy, your business systems—the custom applications, automated workflows, and proprietary software that drive your operations—are the...
by Nik Erman | Jul 11, 2025 | Business, Contracts, Featured, Law
Why Mudarabah Is Still Not Popular Amongst SMEs Mudarabah, a unique model of Islamic financing, offers a partnership approach where profits are shared between the capital provider and the business owner. However, despite its potential advantages, many small and...
by Nik Erman | Jul 11, 2025 | Business, Contracts, Featured, Law
Understanding Mudarabah al-Muqayyadah: Features, Benefits, and Risks Mudarabah al-Muqayyadah is a specific type of mudarabah agreement in Islamic finance that combines investment with certain restrictions. Unlike its unrestricted counterpart, mudarabah al-Mutlaqah,...
by Nik Erman | Jul 2, 2025 | Business, Contracts, Featured, Law
As the sole shareholder and director of your company, accepting investment from a new shareholder is exiting and a major milestone — and a decision that can significantly impact both the control and direction of your business. While outside capital can fuel growth, it...
by Nik Erman | Jun 16, 2025 | Business, Contracts, Featured, Law
What You Need to Know When Selling Shares with Progressive Payments You are the owner of a business selling cookies and cakes. You are making good business with 2 outlets. One of the big coffee chains like Zus Coffee or Oasis Harvest, who bought Chef Wan’s...
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